OT: Anyone with a German bank account?

[DesG]

[ukvac] OT: Anyone with a German bank account?
Howdy,

Sorry for the off topic post.

I'm trying to pay a German seller for an auction I won, but he won't accept
Euros in the post and insists on a bank transfer.

The amount is only 16 Euros, so a UK-Germany transfer will cost more than
the payment.

So, does anyone have a German bank account to do the transfer, and I can
send them Euros in cash by post?

If there is a fee for doing the transfer I'll cover that of course.

Cheers, Des.



DATA Imported from archives: originally posted by Des Gibbons (des@fastcarz.com)

 

[John Bennett]

Re: [ukvac] OT: Anyone with a German bank account?
Hi Des,
the UK is a member of the E U and so your bank has to offer you a money
transfer from your account in the UK to an account anywhere within
"EUROland" for the same fee they would charge for a payment within the UK.
The only thing the guy in Germany has to give you is the international bank
details:

BIC (bank identifier code SWIFT)
and IBAN (international bank account No).
and his name...

Hope that helps
Cheers
Tobias


DATA Imported from archives: originally posted by (tobias-tst@t-online.de)

 

[galaxip79]

Re: [ukvac] OT: Anyone with a German bank account?
> Hi Des,
> the UK is a member of the E U and so your bank has to offer you a money
> transfer from your account in the UK to an account anywhere within
> "EUROland" for the same fee they would charge for a payment within the UK.
> The only thing the guy in Germany has to give you is the international bank
> details:
>
> BIC (bank identifier code SWIFT)
> and IBAN (international bank account No).
> and his name...
>

Sorry to disagree here, but I sent money using a Dutch BIC and IBAN
3 weeks ago for a book I wanted for a Dutch shop, and my bank charged me
heavilly for doing it (£14 quid or so). Whereas an electronic transfer to a
UK bank is free (and doesn't require me to go to a branch, which using
BIC and IBANs did)

I'm with HSBC to answer some people's next natural question...

G

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/ /_'/_/ /_, / /_||/|/ (,_(,)' # Info: http://www.dragons.org.uk
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[John Bennett]

Re: [ukvac] OT: Anyone with a German bank account?
Hi,
maybe this link is helpful.
http://www.euro.gov.uk/crossborder.asp
Cheers
Tobias



DATA Imported from archives: originally posted by (tobias-tst@t-online.de)

 

[LukeWells]

Re: [ukvac] OT: Anyone with a German bank account?
Right, what article 3 says in summary is :-

Your bank cannot charge you more to send Euro payments to Germany (or
wherever in the EU) then they charge you to make a Euro payment in your own
country.

So your bank charged you £14 to send Euros to Germany (as does mine (Lloyds
tsb))

This means that that charge for you to send Euros to someone else in the UK
or to pay for something in a shop in Euros must be at least £14, and it
probably is, as they are not allowed to charge more for cross border Euro
payments

Luke

 

[DesG]

RE: [ukvac] OT: Anyone with a German bank account?
Hi Tobias,

Thanks for the helpful input, although it doesn't solve the problem
directly. It pushed me in the right direction!

The Euro act is all well and good with one exception, we do not use the Euro
in the UK, so the banks can set whatever fee they want for internal Euro
transactions, and then have to match that for intra-EU transactions. So they
set high charges and no-one can complain because it meets the terms of the
act.

But, I decided to check out with a friend in Eire what their transfer fee
is, and its bloody 75 cents, result!

Cheers, Des.

>

DATA Imported from archives: originally posted by Des Gibbons (des@fastcarz.com)

 

[John Bennett]

RE: [ukvac] OT: Anyone with a German bank account?
That's weird, coz I have an HSBC account to and regularly use it to send
money to Hong Kong and France and have never been charged.....

Dom



DATA Imported from archives: originally posted by Dominic Giles (dominic@bitscorp.com)